These terms of use are entered into by and between You and World Incentive Network Inc. dba Resilient by Design (the "Company," "Resilient by Design," "we," "us," or "our"). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these "Terms of Use"), govern your access to and use of ResilientByDesign.ca, including any content, functionality, and services offered on or through the website (the "Website"), whether as a guest or registered user.

Please read these Terms of Use carefully before you start using the Website. By using the Website, and by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound by these Terms of Use, our Privacy Policy, and other referenced Policies.

IF YOU DO NOT WANT TO AGREE TO THESE TERMS OF USE OR THE PRIVACY POLICY, YOU MUST NOT ACCESS OR USE THE WEBSITE.

DEFINITIONS

When we refer to "your content," we mean any text, sound, graphics, videos, or other materials which you post, upload, or otherwise share on the Website. Similarly, when we refer to "Resilient by Design content," we mean the copyrightable text, sound, graphics, videos, and other material owned by the Company.

MINORS

We do not provide services or sell products to children. If you are below the age of 18, you may use our Website only with the permission and active involvement of a parent or legal guardian. If you are a minor, please do not provide us or other Website visitors with any personal information.

PRIVACY POLICY IS PART OF THESE TERMS AND CONDITIONS

Our Privacy Policy is part of, and subject to, these Terms of Use. You may view our Privacy Policy on the Website. We are committed to protecting your privacy in compliance with applicable laws like the General Data Protection Regulation (GDPR) (for residents of the EU), California Consumer Privacy Act (CCPA) (for California residents), and PIPEDA (for Canadian residents).

ANTI-SPAM POLICY IS PART OF THESE TERMS AND CONDITIONS

Our Anti-Spam Policy is part of, and subject to, these Terms of Use. You may view our Anti-Spam Policy on the Website. We strictly prohibit unsolicited emails and marketing practices and adhere to applicable anti-spam regulations.

COMPENSATION DISCLOSURE POLICY IS PART OF THESE TERMS AND CONDITIONS

Our Compensation Disclosure Policy is part of, and subject to, these Terms of Use. You may view our Compensation Disclosure Policy on the Website. Any relationships with third-party marketers or sponsors will be disclosed accordingly.

MODIFICATIONS AND TERMINATIONS

These Terms of Use may change from time to time. If such changes are made, they will be effective immediately, and we will notify you by a notice posted on our Website’s home page. If you disagree with the changes that have been made, you should not use our Website.

We may terminate these Terms of Use for any reason and at any time without notice to you.

If you are concerned about these Terms of Use, you should read them each time before you use our Website. Any questions or concerns should be brought to our attention by sending an e-mail to Hello@ResilientByDesign.ca.

LICENSEE STATUS

You understand and agree that your use of our Website is limited and non-exclusive as a non-transferable revocable licensee. We may terminate your license to use our Website, and access to our Website, for any reason, and without giving you notice.

ACCESSING THE WEBSITE AND ACCOUNT SECURITY

We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.

You are responsible for:

• Making all arrangements necessary for you to have access to the Website.

• Ensuring that all persons who access the Website through your internet connection are aware of these Terms of Use and comply with them.

To access the Website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website that all the information you provide on the Website is correct, current, and complete.

You agree that all information you provide to register with this Website is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

CONTENT OWNERSHIP

All content on our Website is either the Company's content or content provided by our community, partners, and/or suppliers.

You agree not to copy content from our Website without our permission. Any requests to use our content should be submitted to us by e-mail to Hello@ResilientByDesign.ca.

You retain ownership of all content you post, upload to, or otherwise share on the Website. Any content you post to the Website will be considered non-confidential and non-proprietary.

By posting, uploading, or sharing your content on the Website, you are providing us with affirmative consent and you are granting us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns a non-exclusive, sub-licensable, royalty-free, worldwide license to access, use, reproduce, modify, display, distribute and otherwise disclose to third parties any such content in connection with the Website and services we provide.

This license permits us to store your content on redundant data servers, but it does not permit us to sell your content to advertisers nor does it transfer the copyright to us.

We will ask you for express, written consent before we include your content in any materials that we intend to sell.

This license ends when you delete the material or your account.

DISCLAIMERS AND LIMITATIONS OF LIABILITY

YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

Resilient by Design makes no warranties regarding the accuracy, reliability, or availability of the Website, content, or services offered. We do not guarantee the accuracy or completeness of any information.

OBSCENE AND OFFENSIVE CONTENT

We are not responsible for any obscene or offensive content that you receive or view from others while using our Website. However, if you do receive or view such content, please contact us by e-mail at Hello@ResilientByDesign.ca so that we can investigate the matter.

INDEMNIFICATION

You agree to indemnify, defend, and hold Resilient by Design and our affiliates harmless from any liability, loss, claim, and expense, including reasonable attorney’s fees, arising from your use of our Website or your violation of these Terms of Use.

COMPLIANCE WITH GOVERNING LAW AND DISPUTE RESOLUTION

You agree to obey all applicable laws while using our Website.

These Terms of Use will be governed by the laws of British Columbia, Canada without regard to conflicts of laws provisions.

Disputes between you and Resilient by Design shall be resolved via arbitration in Vancouver, British Columbia, pursuant to the Commercial Arbitration Act. Each party shall bear one half of the arbitration fees, and each party is responsible for its own lawyer fees.

SEVERABILITY OF THESE TERMS AND CONDITIONS

If any part of these Terms of Use is determined to be invalid or unenforceable, that part will be modified to the minimum extent necessary, and the remainder of the Terms will remain in effect.

HOW TO CONTACT US

If you have any questions or concerns about these Terms of Use, please e-mail us at Hello@ResilientByDesign.ca.

Last Updated June 17, 2025